WV Residents and Social Security Benefits

WV Retirees will pay less tax since new legislation makes Social Security Benefits non-taxable.  This change is being phased in over the new few years and this is how tax year 2020 will look: A certain percentage of the Social Security retirement benefits that...

CONTROL YOUR SPENDING

Message to young people – It’s easy to get caught up in the fun of spending money when you’re just starting to enjoy your own income and independence, but it’s important to learn to say ‘no’ to yourself,” says Tina Hay, CEO and founder of Napkin Finance, a...

CREDIT CARDS – The Good, The Bad & The Ugly

CREDIT CARDS – The Good, The Bad & The Ugly THE GOOD May be used as a tool for building your credit score. May be used for rewards. THE BAD Many pitfalls exist to the above and these companies ultimately want to charge you interest, charge you fees and make money...

BASIC FINANCE, WHY SPEND THE TIME

Most young people don’t learn the tenets of personal finance in school; however, building solid habits throughout your teens and early twenties can help set you up for a truly prosperous life. Everyone approaches money differently and situations vary, but there are...

WHY DO WE PUT OFF FINANCIAL DECISIONS?

WHY DO WE PUT OFF FINANCIAL DECISIONS?   The biggest reason people put off a financial decision is that it isn’t the “right time” or they’re too busy. Think about what really happens when you put something off. It is usually a lack of confidence or lack of...

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